FHA Loans

FHA Loans

FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA). Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. Typically a borrower can be approved with the standard 3.5% down payment or possibly less if paired with a down payment assistance programs vs the 20% many believe is required to purchase a home.

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